![]() ![]() Speeding tickets and collisions will most likely raise your prices, but is Progressive or Safe Auto cheaper for drivers with less-than-ideal driving records? Which Company is Best for Drivers with Speeding Tickets? You've probably seen plenty of commercials from car insurance carriers offering great premiums for good drivers, but that doesn't mean people with less-than-perfect driving records can't save money, too. Is Progressive or Safe Auto Better for Drivers with Spotty Records? If you want a full coverage policy with the same state minimum limits, Progressive again has the edge, with policies averaging around $250 per month to Safe Auto's $320. Looking specifically at state minimum liability insurance, Progressive has the edge, with average monthly rates coming in at $111. However, most policies that drivers look at fall into two categories - liability coverage (which covers the other party's property damage and injuries if you cause a collision) and full coverage (which includes two additional coverages - collision and comprehensive - in addition to what you get with liability coverage). There are so many different coverages and limits that it can make it pretty confusing to find the right policy for you. **Full coverage indicates state minimum BI/PD limits with collision and comprehensive coverages added to policy.įor most people, insurance can be pretty complicated. *State minimum value indicates liability-only policies at each state's minimum bodily injury and property damage (BI/PD) limits
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